Manage Risk Across The Entire Customer Journey

Pre-integrated with leading risk data services, financial institutions and fintechs can customize KYC, KYB, payment, AML, or account activity risk strategies to detect and prevent fraud at every customer interaction.

Risk Management Platform

Manage Risk Across The Entire Customer Journey

Pre-integrated with leading risk data services, financial institutions and fintechs can customize KYC, KYB, payment, AML, or account activity risk strategies to detect and prevent fraud at every customer interaction.

Trusted By Financial Institutions & Fintechs

Trusted By Financial Institutions & Fintechs

Purpose Built for Fraud & Risk Teams

Data Orchestration Platform

Data Orchestration

Instantly Integrate With Multiple World-Class Data Services

Utilize Socure, Sentilink, Middesk, and Plaid with our simple drag and drop risk strategy builder. No more dealing with multiple systems, contracts or one-off integrations.

Case Management

Intuitive Case Management & Alert Decisioning

With visual analytics that provide detailed insight into fraud alerts, your team can identify potential threats, monitor alerts and decision reviews all from one dashboard.

Case Management Solution
SAR Filing Solution

SAR & CTR Filing

Directly File Suspicious Activity Reports to FinCEN

Automate 314a screening, SAR and CTR filing. Save time writing suspicious activity narratives with our integrated generative AI to feature and to reduce manual work and fully comply with government regulations.

AI/ML Model Hub

Detect Fraud With Advanced Machine Learning Models & AI

Our AI Model Hub provides instant access to a wide range of supervised and unsupervised machine learning models that can be rapidly deployed to enhance fraud detection. These proven models leverage advanced data matching to uncover hidden patterns and pinpoint emerging fraud risks with extreme accuracy across multiple risk flows.

DeviceIntel

Enhanced Detection With Device Fingerprinting

DeviceIntel uses AI to generate a unique digital fingerprint for each device by analyzing hundreds of attributes and interaction patterns in real-time. This enables continuous monitoring to detect emerging fraud risks and stop attacks while maintaining user privacy.

In-House Solutions Team

Instant Access to Fraud & Risk Experts

Leverage years of knowledge with ungated access to our fraud & risk solutions team. During the integration process, we do all of the heavy lifting to migrate and consolidate any existing risk strategies.

End-to-End Protection

secure transactions

AML Transaction Monitoring

Stay AML Compliant With Continuous Monitoring

Customized risk models tailored to your business allow your team to analyze account activity in real-time to quickly detect anomalous and potentially fraudulent money laundering schemes.

Payment Fraud

Prevent Payment Fraud in Real-Time

Our real-time payment fraud solution uses AI & machine learning models to analyze every transaction across multiple dimensions to instantly identify and stop fraud before it impacts your business. Advanced machine learning models screen transactions in milliseconds to reducing fraud loss, false positives, and customer friction.

Supported payment channels:

  • Credit & Debit Cards
  • Checks & RDC
  • ACH & Wires
  • Zelle, FedNow & RTP
payment fraud
KYC Solution

Customer Onboarding

Onboard New Customers with Automated KYC and Identity Verification

Our KYC automation solution streamlines identity verification, liveness checks, document validation, and risk screening to onboard new customers faster — all to reduced friction and operational costs while ensuring regulatory compliance.

Business Onboarding

Eliminate Manual Business Verification, Adverse Media Checks & UBO

Our automated KYB solution instantly verifies good businesses with advanced AI to validate UBO, screen business documentation, check for adverse media so you can confidently onboard legitimate businesses faster.
Automated UBO Verification

"The transition from our previous solution to Effectiv has substantially enhanced my team's ability to make data-driven risk decisions and streamline our fraud detection process. The flexible nature of Effectiv's platform has allowed us to meet the evolving needs of our members and better manage risk across our organization."

Michael Duffy

VP, Audit & Risk

USAlliance Federal Credit Union

"BHG Financial selected Effectiv for their team's depth of experience in the fraud space, flexibility to service a complex multi-product environment, and features that are a fraud executive's dream. Effectiv is a competitive game changer for our business."

Andrew Stone

SVP, Financial Management

BHG Money

"The most exciting aspect for our team is related to our risk, credit, and fraud policies and that we are able to do a lot by ourselves without involving our engineering team as a result of partnering with Effectiv."

Jason Sun

Director of Risk

Cardless

"In our world of fast payments, you want to make sure that your KYB solution accurately and quickly validates their identity. Effectiv's system has that quick response. Effeciv is a company that we can continue to grow with over time."

Haddy Coulibaly

SVP, Operations

Prevent Fraud and Safely Onboard Customers with One Platform