Stop Payment Fraud In Real-Time

Stop payment fraud across multiple payment methods, including cards, ACH, Zelle, RTP, FedNow, and more. Reduce your fraud losses by analyzing customer behavior, device and identity signals with advanced fraud models powered by AI.

Stop Payment Fraud In Real-Time

Stop payment fraud across multiple payment methods, including cards, ACH, Zelle, RTP, FedNow, and more. Reduce your fraud losses by analyzing customer behavior, device and identity signals with advanced fraud models powered by AI.

Companies that trust Effectiv

Companies that trust Effectiv

Real-time payment fraud detection and prevention

Protect your customers from payment fraud with advanced AI and customizable risk flows. Detect fraud faster and more accurately by leveraging unified analytics and creating a 360-degree view of behavior.

One flexible solution that
supports all payment flows

Protect all payment flows with our real-time fraud management platform. Through a combination of advanced analytics and AI, your payment security process automation will get more accurate with each transaction.

Multi-Layer Security

Implement security measures to accurately prevent payment fraud by employing a combination of graph-data, machine learning, and external data sources with customized rules to make decisions within milliseconds.

Transaction History

Utilize historical data in real-time to calculate advanced features and create rules based on account details.

Real-Time Machine Learning

Embrace the power of big data with tailored machine learning and advanced AI algorithms to make accurate millisecond-level decisions.

Fully Customized Rules

Adapt your strategy to your customer base by creating custom rules and strategies, including blocklists tailored to your needs.

Fully Customized Rules

Adapt your strategy to your customer base by creating custom rules and strategies including blocklist tailored to your needs

Device Intelligence

Analyze transaction origins and detect advanced fraud patterns using deep device intelligence

Device Intelligence

Analyze transaction origins and detect advanced fraud patterns using deep device intelligence.

Advanced Entity Analtyics

Detect fraud more effectively by analyzing connected data points using a unified entity data graph across all payment methods.

External Data Sources

Improve the accuracy of your payment fraud detection by leveraging external data services and bureau data.

Fight Fraud and Safely Onboard Customers with One Powerful Platform