It is time to put an end to identity theft

Effectiv is a multi-channel risk decisioning engine that enables companies to automate their compliance and fraud operations to prevent identity theft and synthetic identity fraud.

Start with an expert-built strategy

With Effectiv’s expert-built fraud and compliance solutions, you can start protecting your organization from identity theft today. Easily adapt it to your internal processes and tailor any solution to your specific requirements to solve your fraud and risk problems.

Use best-in-class
data vendors

Effectiv’s data sources are carefully selected to provide the best-in-class protection, so you can be sure that your identity protection is up-to-date and accurate. Pre-integrated data sources and analytics make sure that your risk decisioning engine is always compliant and up-to-date.

One platform to fight fraud and compliance

With Effectiv’s multi-channel platform, you can automate all of your risk processes in one place. Our powerful platform allows you to easily adapt and add new risk and fraud flows without any engineering help, giving you total control of your risk process automation.

Companies that trust in Effectiv


worth of real-time decisions every day


worth of automated risk decisions to date

Reduce engineering dependencies to zero

Automate any risk workflow in minutes - No developers needed

Effectiv’s intuitive no-code platform enables your risk team to be in control of all your fraud & compliance strategies. Take your current solution and processes and add them within minutes. Easily automate decisions and reduce manual efforts by 90%! All this without needing a single line of code.

Manage data vendors without losing controll

Take advantage of the world's leading id fraud data immediately

Effectiv comes with best-in-breed data providers out of the box. All through a single integration. Unshakle yourself from the engineering team and painful vendor negotiations, and enhance your risk strategies with the worlds best risk and fraud data tomorrow.

Benefit from 24/7 Solution Support

Our decades of risk expertise at your fingertips

The Effectiv platform is built with decades of risk and fraud expertise gained in some of the best tech companies. Utilise powerful platform capabilities and enterprise-like features made available to everyone! Our fraud solution success and support are just one Slack message away.

Andrew Stone

Vice President, Fraud Management
& Financial Crimes

BHG Financial selected Effectiv for three core reasons:

  • The accumulated experience of the team in the fraud space
  • Significant and uncommon flexibility in servicing a complex multi-product environment
  • A feature roadmap that is a fraud executive’s dream – a competitive game changer for our business

Client Stories

Learn how Effectiv helps BHG save over
$2 million in fraud and go to market faster!

Insights That Reflect The Expertise Of The Team